Todd Carmack grew up in Dubuque, Iowa, where he learned the concepts of hard work and the value of a dollar. Todd spent years in Boy Scouts and achieved the honor of Eagle Scout. Todd graduated from Iowa State University, moved to Chicago, spent a few years managing restaurants, and started working in financial services and insurance, helping families prepare for the high cost of college for their children. After spending years in the insurance industry, Todd moved to Arizona and started working with Federal Employees, offing education and options on their benefits. Becoming a Financial Advisor / Fiduciary can help people properly plan for the future. Todd also enjoys cooking and traveling in his free time.
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The rates for annuities with the same term vary significantly. You will earn far less interest than you could if you do not shop around.
Fixed-rate annuities are similar to bank CDs. A lump sum payment ensures a fixed interest rate of 3-10% for 1-10 years. The premium, or initial
The Baby Boomer generation is approaching or has already reached retirement age. With more Baby Boomers retiring every day, it is important to know how
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