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Todd Carmack

Glendale, Arizona
Financial Advisor / Fiduciary
5.00

About

Todd Carmack grew up in Dubuque, Iowa, where he learned the concepts of hard work and the value of a dollar. Todd spent years in Boy Scouts and achieved the honor of Eagle Scout. Todd graduated from Iowa State University, moved to Chicago, spent a few years managing restaurants, and started working in financial services and insurance, helping families prepare for the high cost of college for their children. After spending years in the insurance industry, Todd moved to Arizona and started working with Federal Employees, offing education and options on their benefits. Becoming a Financial Advisor / Fiduciary can help people properly plan for the future. Todd also enjoys cooking and traveling in his free time.

Reviews

Stella John Martin

5.00

Great Advisor

stella

5.00

Nice Advisor!!!

A variable annuity rider (GLWB) Guaranteed Lifetime Withdrawal Benefit offers a monthly payment level even if economic losses lower the agreement’s cash value. Most of

The rates for annuities with the same term vary significantly. You will earn far less interest than you could if you do not shop around.

Fixed-rate annuities are similar to bank CDs. A lump sum payment ensures a fixed interest rate of 3-10% for 1-10 years. The premium, or initial

Disclosure:

Investment advisory services are offered through BWM Advisory, LLC (BWM). BWM is registered as an Investment Advisor located in Scottsdale, Arizona, and only conducts business in states where it is properly licensed, notice has been filed, or is excluded from notice filing requirements. This information is not a complete analysis of the topic(s) discussed, is general in nature, and is not personalized investment advice. Nothing in this article is intended to be investment advice. There are risks involved with investing which may include (but are not limited to) market fluctuations and possible loss of principal value. Carefully consider the risks and possible consequences involved prior to making any investment decision. You should consult a professional tax or investment advisor regarding tax and investment implications before taking any investment actions or implementing any investment strategies.